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PALM SPRINGS 777 E. Tahquitz Canyon Way, Ste. 200 Palm Springs, CA 92262 (760) 416-3080 SAN DIEGO (in Old Town) 2356 Moore St., Ste. 201 San Diego, CA 92110 (619) 692-9254 Whether your debt comes from changes in employment, health or relationship status, let our caring and supportive staff show you how debt relief can give you a fresh start. Chapter 7 or 13 Chapter 7, or "straight" bankruptcy, is for those people whose monthly take-home pay is just enough (or not enough) to cover basic living expenses such as rent, food, car insurance, etc. In other words, there's no money left to pay non-essential debts such as credit cards. Chapter 13, sometimes called "debt consolidation" or "debt reorganization" bankruptcy, is for those who have some money available to pay unsecured creditors - just not enough to satisfy everyone. In those cases, we submit a plan to the bankruptcy court specifying just how much you can afford to pay into your case every month. In most cases, your payment plan does not need to extend for more than 36 to 40 months, and when you successfully complete all of your plan payments, most unsecured debt you weren't able to pay will receive a discharge.

Daniel J. Winfree, Attorney at Law 1010 Second Avenue Suite 1015 San Diego, CA 92101-4904 Phone: (619) 235-6060 Fax: (619) 234-8620 I am an Attorney, licensed in the State of California. I have been practicing law for twenty-three years. I serve clients in San Diego, California, and nearby areas. Bankruptcy and Taxation Law are emphasized.. Through my law office I have been helping individuals and small companies understand and acquire the benefits that the law allows them. Focusing on Issues involving either Personal Injury, or Taxation, Real Estate, and Debt Management, I work personally with each client, helping them maximize their rights and accomplish their goals I invite you in for a free consultation. Together, we will figure out an effective strategy, and workout the legal remedy that is the right thing for you.

The Law Offices of Chang and Diamond Eliminate Your Debt Now Tomorrow Really Can Be A New Day! We are a debt relief agency! Phone: 760-489-6010

Twin City Attorneys, P.A. 2151 N. Hamline Avenue Roseville, MN 55113 Phone: 651-639-0313 Fax: 651-639-0056 Minneapolis - St. Paul, Minnesota Lawyers With Experience When faced with a potentially life-changing legal issue, clients need attorneys with experience – the kind of long-standing, knowledgeable experience offered by the law firms of Twin City Attorneys, P.A., and James Whelpley & Associates, Chartered. James Whelpley, Attorney at Law Attorney James Whelpley was admitted to practice law in Minnesota in 1975, the Court of Military Appeals in 1976, the U.S. District Court, District of Minnesota in 1981 and the 8th Circuit Court of Appeals in 1982. Jim started out as a lawyer in the Marine Corps, handling both criminal and civil cases, and has handled a broad range of litigation in 30 years. Jim has counseled clients with a wide range of legal concerns, including thousands of divorces and hundreds of bankruptcies. If you need experienced, responsive, flexible legal services, contact the Roseville, Minnesota, law firm of Twin City Attorneys, P.A. The firm represents clients throughout the Minneapolis - St. Paul Metropolitan area, including Ramsey, Washington, Chisago, Anoka, Wright, Hennepin, Carver, Scott, and Dakota counties. Flexible Hours (including Sunday afternoons, Monday, Tuesday, Wednesday evenings) Family Law Divorce, separation, child custody, visitation, child support, and paternity cases can be emotional and contentious. At Twin City Attorneys, P.A., we will not add to the conflict and controversy, but we will vigorously protect your legal rights. With thousands of clients in family law cases, our experience translates into more effective representation and lower costs. If the parties are in agreement or the divorce is not contested, we offer do-it-yourself (DIY) assistance. We provide all necessary paperwork and instructions for filing. You avoid paying for legal services you don’t need. We also offer do-it-yourself help for contested motions, custody and visitation modifications, whether post decree or before the decree is entered. Of course, experienced lawyers know the client will be best served when the legal services are tailored to the needs of the client. Some clients want a quick divorce with little controversy. Others will want us to zealously demand all the legal rights they are entitled to. Need general information on divorce? Click here for Divorce Information. Looking for other Websites? Click here for Resource Links. Whether you have contested issues that need full legal help or would prefer a do it yourself divorce, you can fill out our divorce form available here or in our offices. Contact us for an appointment. Criminal Defense Being charged with a criminal offense is frightening and can have consequences far into the future. Anyone arrested for a DWI or for something as serious as murder needs an experienced criminal defense attorney. There are many issues to sort through. What is the defendant’s explanation for what happened? What evidence does the prosecution have? What do witnesses say? Were there mitigating circumstances? Whatever the situation, whether a felony or misdemeanor, an experienced criminal lawyer can help. Our attorneys have experience with cases involving murder, assault, fraud, drug possession, drug distribution, domestic violence, domestic abuse, sex abuse or protection order violations. With both prosecution and defense experience, we know the court system and we know how to negotiate with prosecutors. If you have been charged with a crime, get an experienced lawyer on your side. You begin now by filling out the general legal form available here or in our offices. Contact the criminal defense attorneys at Twin City Attorneys, P.A. Bankruptcy Bankruptcy is designed for those with financial troubles who need a fresh start. At Twin City Attorneys, P.A. the first part of our job is to help you decide about whether Chapter 7 bankruptcy (removing many debts) or Chapter 13 bankruptcy (establishing a payment plan to get out of debt) is better for you. In some cases there may be alternatives to bankruptcy which you would prefer. Clients need bankruptcy for many reasons. Some lose a job. With others, illness portends financial trouble. Still others succumb to the allure of credit cards with high interest rates. Generally, the sooner one does something about a financial problem the easier the solution will be. The more time you have before a foreclosure or an impending lawsuit or judgment, the easier the solution will be — for you and for your family. Fill out the Bankruptcy legal form available here or in our offices. At times of financial strain, both time and money are in short supply. Twin City Attorneys, P.A. has represented debtors in all types of financial trouble for decades. If you need help with your finances contact the bankruptcy attorneys at Twin City Attorneys, P.A. Civil Litigation Sometimes, the only way to resolve a dispute is to file a lawsuit. Or someone may have sued you. In either case, you need attorneys who will handle the case with the attention and care it deserves – with the experience to act without making the situation worse. At the Twin City Attorneys, P.A., law firm, we can help you keep the time and costs under control while making sure your rights and interests are protected. Should you file a suit? What is the best strategy if you are sued? Fill out the general legal form available here or in our offices. For an appointment to discuss your needs, contact the civil litigation attorneys at Twin City Attorneys, P.A., and James Whelpley & Associates. If you need experienced, responsive, flexible legal services, contact the Twin Cities, Minnesota, law firm of Twin City Attorneys, P.A. The firm represents clients in the Minneapolis - St. Paul Metropolitan area, including Ramsey, Washington, Chisago, Anoka, Wright, Hennepin, Carver, Scott, and Dakota counties.

600 S 2nd St Mankato MN 56002-3544 Phone: 507-345-1535 Mark C. Halverson, Esq. *Board Certified, Business Bankruptcy Law, American Board Of Certification BANKRUPTCY: 27 Years Experience Certified Bankruptcy Specialist * Consumer, Business & Farm, Debtor & Creditor Representation, Reorganization & Liquidation We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Areas of Practice include: Bankruptcy: # debtor/creditor representation # business and farm # reorganization and liquidation Also: # real estate # probate # personal injury

Skrupa Law Office LLC OMAHA OFFICE 7130 Pacific Street Omaha, NE 68106 Phone: (402) 571-2900 Fax: (402) 571-1745 Skrupa Law Office LLC LINCOLN OFFICE 144 N 44th St # E, Lincoln, NE 68503 Phone: (402) 464-3311 Fax: (402) 571-1745 Skrupa Law Office LLC Toll Free in IOWA: (888) 747-7554 Skrupa Law Office LLC NEW BANKRUPTCY LAW -- WE'VE GOT YOU COVERED!! "Compassionate Guidance Through Your Troubled Times." All Bankruptcies Are Not The Same! CHAPTER 7 - Wipe 'em out! CHAPTER 13 - Pay 'em back a little at a time! Call Now For A Fresh Start. We'll help eliminate your debt. Omaha Area: (402) 571-2900 Lincoln Area: (402) 464-3311 Iowa: (888) 747-7554 We offer free initial consultations Free Home Appointments Skrupa Law Office, LLC, is a medium-sized law firm with a small-firm intimacy. Because we employ three attorneys and solid support staff in two locations, we have an ability to help any bankruptcy or divorce matter, no matter how complex. We also believe in comprehensive personal service, consulting closely with each client and putting him or her at ease in all concerns. We got where we are not by pushing people through the system, but by patiently guiding them to their goals. We help the individuals and small businesses in Central and Eastern Nebraska, including Lincoln and Omaha, and Iowa, in: * Chapter 7 Bankruptcy * Chapter 13 Bankruptcy * Divorce And to provide more information, we also have a Bankruptcy Frequently Asked Questions page. At our very own American Bankruptcy Center (a registered trademark of our firm), we have accomplished thousands of bankruptcies. Our lawyers know the complicated bankruptcy laws through and through, and if you come in to our offices, they can listen to your situation and explain things in terms you can understand. Then they will give you a definite plan of action in a matter of minutes. People come to our offices every day shaken by creditor harassment, lawsuits, and wage garnishment, not to mention rude treatment from our competitors. It is our job to set them at ease and make them feel good about their finances again. We love to watch people leave our law offices with the sense that a weight has been lifted from their shoulders. Often bankruptcies and divorces go hand-in-hand. Both are tough things to get through, and a good Omaha or Lincoln bankruptcy attorney should lead you through either process as painlessly as possible. At Skrupa Law Office, LLC, we pledge to help you with divorce and / or bankruptcy, with the compassion and efficiency you deserve. Some people have a negative opinion of lawyers, but they obviously haven't met us. Our Omaha, Lincoln, and Iowa bankruptcy attorneys are laid-back and understanding; they just want to help, not add to your stress. Come in and speak with one of them, and be assured that no matter how burdened you are with troubles, they'll make you crack a smile. If you need a good bankruptcy, divorce, or auto accident injury lawyer, and you live in the Central and Eastern Nebraska area, including Omaha, Lincoln, Bellevue, Beatrice, Columbus, Douglas County, Lancaster County, Council Bluffs, and Western Iowa, contact our office right away. Emergency Relief Within 24 Hours If Needed! Compassionate Guidance Through Your Troubled Times Skrupa Law Office, LLC * Lincoln Office: 144 N. 4st Ste. E 402-464-3311 * All Bankruptcies Are Not The Same * Get A Fresh Start! * Stop Garnishments! Behind On Payments? * Chapter 7 - Wipe Â’Em Out * Chapter 13 - Pay Â’Em Back A Little At A Time * Medical Bills - Credit Cards - Bad Checks * Finance Companies - Some IRS * Everything Legally Dischangeable * Frank X. Skrupa Attorney At Law * We Are A Debt Relief Agency, We Help People File For Bankruptcy Under The Bankruptcy Code * Free First Appointment

2580 S. 90th St Omaha NE 68124 Phone: 402-933-8600 Fax: 402-934-2848 * We Have Three Attorneys That Spend 99% Of Their Time Representing Clients In Bankruptcy * The Key Focus Of Our Firm Is Careful, Thorough Legal Representation Of Our Clients * We Can Help You With: Lawsuits, Garnishments, Mortgage, Foreclosures, The IRS, Creditors & Collection Agencies * For More Information, Call Our Automated 24 Hour Info Line At 934-2882 * Or Visit Us At Our Website * Or Call Our Office At 933-8600 For A Free Phone Consultation & / Or Office Visit * A Firm Known In Nebraska For Its Expertise In The Areas Of Consumer & Small Business Debtor Bankruptcy Law

17445 Arbor St Ste 310 Omaha NE 68130 Phone: 402-578-6480 Dwornik Law was founded in 2001 by Richard M. Dwornik with the vision of creating a caring law firm. One where clients would feel welcome and that their wishes and dreams were being listened to. One where they were treated like a person and not just another file. About Mr. Dwornik Mr. Dwornik was born in Lincoln, Nebraska on September 24, 1964. He grew up in Lincoln and obtained his Undergraduate degree in Chemistry from the University of Nebraska-Lincoln in 1986, his Masters in Business Administration (MBA) from the University of Nebraska-Lincoln in 1989 and his law degree from the University of Nebraska College of Law in 1995. After graduating from law school Mr. Dwornik worked at a law firm in Lincoln for 2 years. In 1997 he moved to Omaha and from 1997 to 2001 he was a partner in a law firm he started with another Omaha attorney. Mr. Dwornik currently devotes over 90% of his practice exclusively to Estate Planning, with the remaining 10% devoted to general civil matters. Mr. Dwornik is a member of the Nebraska State Bar association and is licensed to practice in all State courts in Nebraska as well as the Federal Court for the District of Nebraska. He has handled cases at various State Court levels including County Court, District Court and the Nebraska Supreme Court. Location Our office is located at 17445 Arbor Street, Suite 310, Omaha, Nebraska 68130 on the 3rd floor of the American National Bank building. Arbor Street is located 1 block North of Center Street so we are 1 block North of 175th and Center. Office Hours Our office hours are Monday through Friday 9:00 am to 5:00 pm.

1945 East Warm Springs Rd LV NV 89119-4583 Phone: 702-433-2000 GREEN VALLEY PERSONAL & BUSINESS CHAPTERS 7 11 13 We are a debt relief agency. We help people file for Bankruptcy under the Bankruptcy Code BANKRUPTCY HENDERSON & THE SOUTH LAS VEGAS VALLEY SAM BENEVENTO I Personally See All Clients I Personally See All Clients 17 Years Experience 17 Years Experience 702 433 2000 FREE CONSULTATION PAYMENT PLANS . REASONABLE RATES Main Office 1945 Warm Spring Rd. (Between Eastern & 215) Same Day, Evening & Weekend Appointments Available ROBERTSON & BENEVENTO Call, Stop In Or Visit Us Online For Our FREE DVD: "BANKRUPTCY BASICS"

***630 E Plumb Ln Reno NV Phone: 775-333-5282*** Bankruptcy Laws Are Changing Call Now! 333 LAUB 333 LAUB 333 LAUB 333 LAUB 5 2 8 2 ``We Take Your Creditors Calls'' Eliminate Your Debt Protect Your..... Home Car Paycheck One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember One Name To Remember Free Consultation In Your Home or In Our Office Reno . 630 E. Plumb Lane Our Family Helping Yours Since 1965